Estimate the maturity value and total gain from a monthly SIP. Everything runs in your browser — no signup required.
This is an estimate. Fees, charges, surcharge and your provider's own rules can change the actual figure.
With a SIP you invest a fixed amount every month. Two things work in your favour — compounding (returns on your returns) and rupee cost averaging (you buy more units when the market falls). That is why time matters more than the amount in a SIP.
M = A × [(1+i)^n − 1] ÷ i × (1+i)
Here A = monthly amount, i = monthly return (annual ÷ 12 ÷ 100), n = total number of months.
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Not at all. Mutual fund returns depend on the market. This calculator gives an estimate at one assumed constant rate — actual returns will move up and down every year.
No number is guaranteed. People commonly assume 10-12% for equity funds and less for debt funds, but that is only a planning assumption, not a promise.
Yes — that is called a step-up or top-up SIP. Increasing it a little each year raises the maturity value substantially, because the extra amount also gets compounded.
Yes, capital gains tax applies on redemption, and the rules depend on the fund type and holding period. Confirm your own situation with a qualified tax advisor.