Work out the 15-year maturity value of your annual PPF contribution. Everything runs in your browser — no signup required.
This is an estimate. Fees, charges, surcharge and your provider's own rules can change the actual figure.
PPF is a government-backed long-term savings scheme with a 15-year lock-in, extendable afterwards in blocks of five years. The government reviews the rate every quarter, so update the rate field with the current rate before you run it.
Each year: balance = (balance + yearly deposit) × (1 + r)
The deposit is assumed at the start of the year, and interest compounds annually.
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Up to ₹1.5 lakh in a financial year. Anything above that earns no interest, which is why the calculator is capped at the same limit.
PPF has long been in the EEE category — exemption on the deposit, the interest and the maturity amount. Rules can change, so verify the current status on the official portal.
No. The government declares the rate every quarter, so it can change several times over 15 years. This calculator estimates using one constant rate.