1. Answer first, detail after

Every guide is written so that your actual question is answered within the first 100 words. Background, examples and exceptions come after that. Your time comes first.

2. Sources

Rules and numbers always come from primary sources — the RBI, the Income Tax Department, SEBI, PIB and each scheme's own official portal. Where no official figure exists, we say clearly that a number is an estimate or an assumption.

3. What we don't publish

  • Claims like "guaranteed returns" or "risk-free profit".
  • Recommendations to buy a specific stock, fund or crypto asset.
  • Content that helps anyone obtain pirated software or illegal downloads.
  • Copy-pasted material — every guide is written in our own words.

4. Dates and updates

Every post shows its publish date and, where relevant, a last-updated date. Posts covering tax, interest rates and government schemes are reviewed periodically, particularly after the Budget and RBI policy announcements.

5. Corrections

When we find an error we fix it, and add a note to the post where that matters. If something looks wrong, email srishtit308@gmail.com with the link.

6. Monetisation and independence

There is currently no advertising network running on this site. If sponsored content or affiliate links ever appear, they will be clearly labelled inside the post. In no case will a rating or recommendation change in exchange for money.

7. Calculators

Each calculator shows its formula on the same page so you can verify it yourself. Numbers such as tax slabs are stored in a single data file, so when they are updated they change everywhere at once.

8. Use of AI

Tools may be used while drafting and editing, but every published guide is reviewed by a person and the facts are checked manually. Responsibility for what gets published rests with the editorial desk.