Find the future value of a one-time investment. Everything runs in your browser — no signup required.
This is an estimate. Fees, charges, surcharge and your provider's own rules can change the actual figure.
A lumpsum means investing the whole amount in one go. Your entire capital starts compounding from day one — which is why, over a long period, even a small difference in rate becomes a large difference in value.
FV = P × (1 + r)^n
P = invested amount, r = annual return (as a decimal), n = years.
Want more detail? The Finance guides cover each topic with a step-by-step explainer.
Both have a role. A lumpsum suits you when you have a large amount at once and can stomach the volatility; a SIP suits regular investing out of your salary. Many people do both.
This calculator assumes annual compounding, which is the standard way mutual fund returns are presented.
Subtract inflation from the expected return. For example, with a 12% return and 6% inflation, enter 6% — that gives you the result in today's money.