Compare the tax under both regimes side by side. Everything runs in your browser — no signup required.
Deductions apply only under the old regime (80C, 80D, HRA and so on). The new regime gives you the standard deduction only.
This is an estimate. Fees, charges, surcharge and your provider's own rules can change the actual figure.
After each Budget these slabs are updated in one place: /data/calculators.php.
| Taxable income | New regime | Old regime |
|---|---|---|
| Up to ₹2,50,000 | Nil | Nil |
| ₹2,50,001 – ₹4,00,000 | Nil | 5% |
| ₹4,00,001 – ₹5,00,000 | 5% | 5% |
| ₹5,00,001 – ₹8,00,000 | 5% | 20% |
| ₹8,00,001 – ₹10,00,000 | 10% | 20% |
| ₹10,00,001 – ₹12,00,000 | 10% | 30% |
| ₹12,00,001 – ₹16,00,000 | 15% | 30% |
| ₹16,00,001 – ₹20,00,000 | 20% | 30% |
| ₹20,00,001 – ₹24,00,000 | 25% | 30% |
| Above ₹24,00,000 | 30% | 30% |
Standard deduction: ₹75,000 (new regime), ₹50,000 (old regime). A 4% health & education cess applies on top. Surcharge is not included here. Always verify the slabs on incometax.gov.in.
This calculator works out the tax under both regimes for salaried individuals and shows them side by side. The new regime has lower rates but almost no deductions; the old regime has higher rates but allows deductions such as 80C, 80D and HRA. Which regime is "better" therefore differs from person to person.
Taxable income = Gross − standard deduction (− deductions, under the old regime)
Then slab-wise tax, then the rebate, then a 4% health & education cess.
Want more detail? The Finance guides cover each topic with a step-by-step explainer.
No. This calculator covers the standard deduction, slab tax, rebate and the 4% cess. The surcharge that applies at very high incomes is not included, so in those cases your actual tax will be higher.
Salaried individuals generally get to choose a regime each financial year, while different rules apply to those with business income. Confirm your own case with a chartered accountant.
No, it is an estimate. Your actual liability is also affected by capital gains, other income, exempt allowances and surcharge. Verify on the official portal or with a chartered accountant before filing.
They are stored in one place in the site's /data/calculators.php file and apply to the financial year shown above. After each Budget only that one array needs updating.